Carrier doors · T-Mobile numbers

T-Mobile doesn't publish the table. Here's what exists.

AT&T prints its deductible tiers in its legal terms. Assurant, for T-Mobile's Protection 360, does not publish an equivalent schedule — so the numbers circulating online come from comparison sites, not from the company. This page gives you those figures with their flags on, and the two ways to replace them with your real enrolled number.

The figures that exist

Claim typeFigureSource class
Damage — flagship devices~$99Secondary: Tekzoid; Techlicious (Feb 2026)
Loss / theft — flagship devices~$249Secondary: Tekzoid; Techlicious (Feb 2026)
Lower tiersLess than flagship — amount in your documentsDocuments control
Screen repairRepair route exists for eligible devices; fee in your documentsDocuments control

Plan price for scale: Protection 360 runs ~$7–$26/mo by device tier (commonly $18) — also secondary-sourced. Claims pattern: damage and mechanical claims are unlimited; loss/theft is capped at 5 per rolling 12 months (Assurant's own FAQ).

Getting your real number

  1. Your Protection 360 documents (the enrollment packet and the plan terms in your T-Mobile account) state your device's deductible tier. That document controls over every table on the internet, including this one.
  2. The claim portal quote, before you submit: start the claim, read the fee it states, and screenshot it before confirming. A fee that contradicts your documents is disputable with the two screens side by side.
  3. Ask Assurant to state the tier and its source in writing if the quoted fee looks wrong for your device class — the same record-error correction as the other carriers.

Why this page is flagged, on purpose

Most deductible content online copies other content; the same uncited figures circle for years after schedules change. This site flags T-Mobile's numbers because that is what the evidence supports — and the flags are the difference between a decoder and a content farm. When Assurant publishes a schedule we can read, this page's flags come off and the date stamp updates.

Want your own numbers first? The free checker takes your carrier, your plan, and what happened — and returns your exact deductible, your filing deadline counted in days, your claim-limit status, and the trap checklist for your case. Run the checker →

The working papers for this fight

The pages above are the map. The kit is the paperwork: the trap map, the tables, the decoder, the complaint packs, and the worksheets that keep every number and clock in front of you.

Included in the $39 PhoneClaimDecoded Kit

  • The document-confirmation scripts: pulling your enrolled deductible from the portal and the paper, before any claim
  • The T-Mobile sheet with the secondary figures dated — so you can see at a glance what to re-verify
  • The claim-limit math worksheets with Protection 360's unlimited-damage rule worked in
Get the $39 PhoneClaimDecoded Kit

One payment, yours to keep. We never ask for your carrier login — you file everything yourself. See everything inside the kit →

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