The numbers · deductibles
People search for this list because the alternative is learning your deductible from the claim agent, mid-crisis, after two years of premiums. Here it is — assembled from the published terms, with every figure's source class labeled the way this site labels everything: verified from the terms, or flagged as secondary reporting. Your enrolled tier sets your exact number; this list tells you the table it comes from.
| Claim type | What you owe | Status |
|---|---|---|
| Cracked screen / back glass — eligible smartphone | $0 (repair, not replacement; uBreakiFix / in-home / mail-in; 12-month repair warranty) | Verified — Asurion's Verizon pages |
| Other damage → replacement | $99 flat if your loss/theft deductible is $99+; if your loss/theft deductible is under $99, the damage deductible equals it | Verified — Asurion's Verizon page |
| Loss / theft | By device schedule: $19 / $49 / $99 / $149 / $249 (2023 terms); $19–$279 in the 2024 Wireless Phone Protection schedule. A ~$999 flagship was compared at $229 in Feb 2026 carrier comparisons | Schedule verified $229 point = secondary |
Plan prices for scale: Mobile Protect runs $19/mo for most devices; standalone Wireless Phone Protection $7.95/mo (tiered premium $4.25–$7.95).
| Claim type | What you owe | Status |
|---|---|---|
| Screen / back-glass repair — eligible device | $0 service fee under the current program (the 2021 brochure priced cracked-screen repair at $29 — era matters; your documents control for older enrollments) | Verified — program terms |
| Replacement — by device tier | Tier 1 $25 · Tier 2 $100 · Tier 3 $225 · Tier 4 $275 · Tier 5 $300 · Tier 6 $400 | Verified — AT&T legal terms |
Plan prices: Protect Advantage runs $16 / $19 / $25 per line by tier; Protect Advantage for 4 runs $45–$50/mo. Screen repairs carry a 12-month warranty and may use refurbished or non-original parts.
| Claim type | What you owe | Status |
|---|---|---|
| Damage — flagship devices | ~$99 | Secondary — Tekzoid / Techlicious, Feb 2026 |
| Loss / theft — flagship devices | ~$249 | Secondary — Tekzoid / Techlicious, Feb 2026 |
| Screen repair routing | Eligible screens route to repair; the fee in your Protection 360 documents controls — our research did not verify a published figure, so none is printed here | Documents control |
Plan prices: Protection 360 runs ~$7–$26/mo by device (commonly $18) — secondary-source range. Assurant does not publish its deductible schedule the way AT&T publishes its tiers; treat T-Mobile figures as planning numbers and confirm yours in your documents or the claim portal before you file.
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