The traps · the non-return clock
The claim was approved, the replacement shipped — and buried in the approval is the trap that generates the next fight: the damaged phone must go back on the prepaid label within roughly 10–15 days, or a non-return fee up to the full retail price of the replacement lands on your carrier bill. Here is the clock, the proof that stops the fee, and the dispute when it lands anyway.
Your dispute is the record: drop-off receipt, tracking delivery, the fee's date. Reply through the carrier (the fee rides the carrier bill) with the scan history attached; if the scans genuinely show non-delivery, the fight is about whose loss a carrier-lost package is — escalate it as a claim-handling complaint (BBB, then regulator) rather than a billing error, and keep the damaged-phone photos: they prove the device you returned existed, in the condition you described, on the day you shipped it.
Want your own numbers first? The free checker takes your carrier, your plan, and what happened — and returns your exact deductible, your filing deadline counted in days, your claim-limit status, and the trap checklist for your case. Run the checker →
The pages above are the map. The kit is the paperwork: the trap map, the tables, the decoder, the complaint packs, and the worksheets that keep every number and clock in front of you.
One payment, yours to keep. We never ask for your carrier login — you file everything yourself. See everything inside the kit →